Banking Deadlines
Hilton Grand Vacations
The Hilton Grand Vacations deadline for banking, also called rescuing for HGV owners, is December 31st. Any points you have remaining as of December 31st of each year must be rescued to avoid losing them. Rescued points can be used at Hilton Grand Vacations resorts, or deposited into RCI at a later date. If you rescue your ClubPoints, all of the rescued points can be used in conjunction with the points you would normally receive in the next year. There is a $69 fee to rescue the current year’s remaining points.
Marriott Vacation Club
Destination Club Points
For Marriott Destination Club points, banking deadlines and the period that points can be used for after being banked, depends on your membership level.
Membership level is determined by the number of Vacation Points you own, you can learn more at the subject with the following link: Marriott Destinations Club Benefits by Membership Level.
| Benefit Level | Annual Vacation Club Points | Banking Deadline* | Use Banked Vacation Club Points |
|---|---|---|---|
| Owner | Up to 3,999 | 6 months | Within the immediately following Use Year |
| Select | 4,000 to 6,999 | 6 months | |
| Executive | 7,000 to 9,999 | 4 months | |
| Presidential | 10,000 to 14,999 | 4 months | Within the following 1.5 Use Years |
| Chairman’s Club | 15,000 or more | 4 months | Within the following 2 Use Years |
| *Prior to the end of current use year | |||
Marriott Legacy Weeks
Disney Vacation Club
With Disney Vacation Club, members are required to bank their vacation points 4 months prior to their Use Year ending. Alternatively, you can think of your banking deadline as 8 months after the beginning of your Use Year.
| Use Year | 100% | 0% |
| February | September 30 | October 1 – January 31 |
| March | October 31 | November 1 – February 28* |
| April | November 30 | December 1 – March 31 |
| June | January 31 | February 1 – May 31 |
| August | March 31 | April 1 – July 31 |
| September | April 30 | May 1 – August 31 |
| October | May 31 | June 1 – September 30 |
| December | July 31 | August 1 – November 30 |
| * During leap years, the 0% banking window will extend to February 29 | ||
If you’d like more information about how banking your points works with your particular timeshare product, feel free to contact us for a free consultation with one of our licensed Real Estate agents.
