Marriott Vacation Ownership Travel Protection

Marriott’s Vacation Ownership Travel Protection Overview

 

With the last couple years of uncertainty due to a global pandemic, and the reminder that plans can change quickly when unexpected events occur, it’s always nice to know you’re covered. Among the many benefits that Marriott Vacation Club owners enjoy, one interesting option to explore is the Travel Protection plan that covers you when unexpected situations arise, and your travel plans need to be altered.

In this article, we’ll be covering the specifics of the Vacation Ownership Travel Protection service that is offered to Marriott Vacation Club owners in partnership with Travelex Insurance Services. We’ll explore the different levels of coverage that is offered, the costs involved, and how you can enroll in this protection plan. Let’s get started!

Plan Highlights

  • Primary coverage, no deductibles
  • Pre-existing medical condition exclusion waiver
  • Coverage for multiple trips throughout the year with up to 180 days per trip (max 90 days per trip for FL residents)
  • Once you depart for your trip, coverage starts 2 days prior to check-in date and ends 2 days after check-out date
  • Protect yourself and up to 7 traveling companions
  • Executive, Presidential, Chairman’s Club & Multi-week Owners may obtain coverage of up to $10,000 for Trip Cancellation and Trip Interruption per use-year
  • Owners/Select & single week Owners may obtain coverage of up to $4,000 for Trip Cancellation and Trip Interruption per use-year
  • Fast online claims

Plan Benefits

Benefits Coverage
Trip Cancellation 100% of trip cost (up to policy limit)
Trip Interruption 100% of trip cost (up to policy limit)
Vehicle Return $1,000
Frequent Flyer Benefit $200
Trip Delay $1,000 ($25/day Pet Expense sublimit)
Missed Connection $1,000
Trip Inconvenience $300
Baggage & Personal Effects $2,000
Baggage Delay $1,000
Sporting Equipment Delay $2,000
Security Deposit Protection $2,000
Accident & Sickness Medical Expense $25,000
Emergency Medical Evacuation $250,000
Accidental Death & Dismemberment $25,000
Car Rental Collision Coverage $35,000
Travel Assistance & Concierge Services Included

Plan Costs

Membership Level Cost*
Owners / Select & Single Week Owners $99
Executive, Presidential, Chairman’s Club & Multi-Week Owners $199

Owner Benefit Level for Marriott Vacation Club Owners shall determine plan eligibility and shall be based on the Owner Benefit Level at the time the policy is purchased. Rates are subject to change.

Benefit Details

Trip Cancellation & Trip Interruption

The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Subject to exclusions and limitations, recover your non-refundable, prepaid trip costs if a trip is canceled or interrupted for any of the unforeseen events:

  • Sickness, injury or death
  • Financial default of a common carrier, tour operator or resort
  • Death/hospitalization of host
  • Home or destination uninhabitable/inaccessible
  • Traffic accident en route
  • Strike
  • Cancellation/delay caused by common carrier mechanical/equipment failure
  • Inclement weather when traveling by a rented or an owned vehicle
  • Mandatory evacuation
  • Quarantine, hijacking, jury duty or subpoena
  • Terrorist incident within 30 days of arrival or departure
  • Involuntary termination
  • Employer-initiated transfer (relocation of 250 or more miles)
  • Theft of passport/visa
  • Loss of more than 50% of trip due to covered trip delay
  • Military leave revoked within 30 days of departure date
  • Cancellation/delay of common carrier due to civil disorder
  • Kidnap or disappearance
  • Pregnancy complications
  • Cancel for business reasons
  • School year extension or academic exam

Trip Delay

Reimbursement for additional costs such as accommodations, transportation and meals if a trip is delayed 5 consecutive hours or more.

Baggage & Personal Effects

Reimbursement for personal articles and expenses if bags are lost, stolen or damaged.

Accident & Sickness Medical Expense

Emergency medical treatment if a sickness or injury occurs while traveling.

Emergency Medical Evacuation

Includes emergency medical evacuation to the nearest suitable medical facility, help returning home if medically necessary, and repatriation of remains.

Car Rental Collision

Coverage for collision damage, vandalism, theft, windstorm, hail, fire or flood occurring to a rental car while on your trip.

Frequent Flyer Benefit

Reimbursement for the cost of re-depositing frequent flyer awards utilized for trip. Applies to airfare only.

Missed Connection

Reimbursement for additional transportation to join the departed trip if a connection is missed by 3 consecutive hours or more.

Baggage Delay

Reimbursement for personal articles and expenses if bags are delayed for 12 consecutive hours or more.

Sporting Equipment Delay

Reimbursement for cost to rent sporting equipment if your sporting equipment is lost or delayed by a common carrier for 12 consecutive hours or more en route to your destination.

Trip Inconvenience

If policy is purchased at least 30 days prior to scheduled departure date, reimbursement when the golf or ski resort is closed due to essential services being suspended during operating hours, beaches closed for at least 48 consecutive hours due to contamination, or when your arrival is delayed by a common carrier and causes absence from full-time employment for at least 2 work days.

Please note: This plan is available for Marriott Vacation Club bookings and other travel arrangements (as defined in the Policy under Trip Cost) made in conjunction with a Marriott Vacation Club booking; travel arrangements made through Marriott Vacation Club® that involve third party cruise lines or Collette Travel Services, Inc. are excluded.

How To Enroll

If you’d like to discuss the various plan options, or access the ability to redeem Vacation Club Points for the insurance plan, contact a Vacation Ownership Advisor at 888-682-4862. If you’d like to enroll online, you can visit MarriottVacationClub.com to do so.

Learn More About Marriott Vacation Club

We hope you found this overview of the Vacation Ownership Travel Protection plan to be helpful! If you have any further questions about how Marriott timeshares work in general, we have a vast catalog of Marriott articles that cover a wide range of topics, or would like to learn more about the process of selling or a buying a Marriott timeshare, please contact us today. Our licensed agents are more than happy to answer any questions you have.

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